NOTE: Coverage is not provided for travel in countries subject to U.S. trade embargoes except Cuba (see below) Please check the Office of Foreign Assets Control of the U.S. Department of the Treasury for a list of countries subject to trade embargoes and contact Risk Management if you plan to travel to one of these countries.

Our insurance company will provide coverage for travel in Cuba only if it is authorized under a license from the U.S. State Department. . Tulane has special educational licenses that allow it to arrange for travel to Cuba under very strict rules for educational and professional research purposes In order to secure the coverage, the completed Foreign Program Insurance Registration Form and a notarized copy of the State Department Travel License must be provided to the insurance company before the anticipated travel. Please contact Risk Management at least one month prior to anticipated travel to Cuba for assistance in securing insurance coverage.

The following insurance policies are maintained for foreign academic programs:

1. Foreign General Liability
2. Foreign Automobile Liability
3. Foreign Worker's Compensation
4. International SOS Assistance Services

The General Liability policy will pay for all amounts the University and employees acting on behalf of the University are obligated to pay due to negligence that results in personal injury and/or property damage to a third party, subject to exclusions. The Automobile Liability insurance provides coverage for vehicles owned or leased by the University and employees acting on behalf of the University in connection with the program. The coverage is excess of the locally admitted automobile insurance, if any. Therefore, you must purchase local automobile insurance in the host country if it is available. Minimum limits that need to be purchased are the local statutory limits or $20,000, whichever is greater. The Worker's Compensation insurance provides coverage for injury or death of an employee arising out of the course and scope of employment. This policy also provides coverage for medical expenses in connection with work related injury. Coverage for War is excluded. The International SOS Assistance Program provides medical and security evacuation of students, staff and employees or repatriation of remains in the event of death.This program does not cover routine health care for illness or injury. All students traveling to a foreign country should be advised to check their health insurance coverage to insure that it provides coverage in the foreign country.

All work related injuries and incidents involving personal injury or property damage to third parties should be promptly reported to Risk Management. Report all automobile accidents in accordance with local requirements and the provisions contained in separately purchased local automobile liability policies and to Risk Management .

For further information, call the Office of Insurance and Risk Management at 504/865-5653. or email us at schrowa3@Tulane.edu.